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12
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Understanding your Plan
Below are the definitions of key insurance terms, so as to understand the insurance benefits in an effective way.
Copayment (or co-pay)
You’ll usually pay a fixed amount of money for each covered doctor visit or prescription
Coinsurance
The percentage of costs of a covered health care service the insurance company pays after you’ve paid your deductible.
Deductible
The amount you pay for covered health care services before your insurance plan starts to pay.